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Raporteaza o eroare
Finansbank (Romania) SA has been active on the Romanian market since February 2000. Our Bank, as a universal financial institution, serves all segments of the economy with a wide range of products and services such as consumer finance operations, plastic cards, savings accounts, certificates of deposits, loans for SMEs, working capital loans, project finance transactions and trade finance operations.

As part of international Fiba Group of Financial Services, Finansbank (Romania) SA benefits from the deep expertise and know-how of its main shareholder Finansbank AS in developing market economies.

Finansbank (Romania) SA aims to increase its market share in Romania by offering new customized products to its large client base and by opening new branches. Our Bank is acting as the core center of the synergy created by other Fiba Group subsidiaries in Romanian financial markets by providing access for its clients to Finans Leasing SA, Finans International Leasing SA, Finans Financial Services SA (consumer finance) and Finans Mortgage SA (real estate development and mortgage).

Main events of the Year 2004
In March 2004, Finansbank (Romania) SA arranged a subordinated loan facility from Finans International Holding NV for USD 3 millions with a maturity of 8 years, in order to strengthen its equity besides the capital increase of USD 3 millions in cash. A EUR 15 million syndicated loan facility has been signed in October 2004, being the second transaction of this kind on the Romanian market.

Finansbank (Romania) SA has launched a ROL 410 billion (EUR 10.5 million) corporate bond issue in November 2004, listing the bonds to the Bucharest Stock Exchange.

The share capital increase for 175.000.064,85 RON was registered at Bucharest Trade Register on 14.12.2006 and also it was notified to National Bank on 18.12.2006.
Shareholders structure:
Shareholders Shares(%)
Others 8.29%
Total 100.00%

Finansbank (Romania) S.A. Executive Management:
Mr. Tamer Ozatakul President
Mr. Murat Sabaz First Vice President
Mrs. Mirela Bordea Vice President
Mr. Sedat Topcu Vice President
Mr. Omer Tetik Vice President
Mr. Nicolae Surdu Vice President
Number of correspondent banks: 362 (as of March 2005
To set the standard in Romania for excellence in financial services while maximizing the benefits for our clients, employees and shareholders.

As of December 2004, the asset size of Finansbank (Romania) S.A. reached EUR 200 millions, representing a 90% increase compared to 31st of December 2003, outperforming the 53.66% average growth rate of Romanian Banking System for the same period.

The total size of our loan portfolio reached EUR 116 millions at the end of year 2004, out of which EUR 66 millions have been granted to corporate clients and EUR 50 millions have been allocated for consumer finance transactions. 2004 has been the “year of the retail” for the Romanian Banking Market. For Finansbank (Romania) SA, an increase with 83.74% of our loan portfolio was mainly due to the retail loans’ increase by 151.57%, while corporate loans also registered a significant increase of 52.57% during 2004.

The Bank currently holds 5.5% share of consumer finance market in Romania, which is targeted to reach 10% at the end of year 2006.

Branch network development strategy and increased number of products & services allowed Finansbank (Romania) S.A. to reach more clients, thus the total deposits of the Bank increased by 65% to EUR 136.5 millions.

Through its 32 service points (from 10 at the time of acquisition in February 2000), Finansbank (Romania) S.A. serves more than 200,000 individual and 20,000 corporate clients, with its 800 employees, all of whom are committed to provide high quality services and customer care countrywide.

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